Right now, we’re seeing a lot of homeowners sitting in a very comfortable place.
Low mortgage rate. Predictable payment. A home that works. Life feels steady. And when things feel steady, the idea of making a change can feel unnecessary or even risky.
Then there are long-time homeowners who have built something over time. They’ve created memories, built equity, and naturally want their home to reflect that value. They’ve earned it.
Why disrupt something that’s working? That’s the mindset many homeowners have today, and we completely understand it.
Moving in this market often means higher interest rates and higher monthly payments. Even as more homes come on the market, the numbers don’t always pencil out the way they once did. But today’s market sometimes asks for small adjustments. Not because something is wrong, but because conditions evolve. Flexibility matters more than it used to. So people pause. They wait. They stay put.
On the flip side, today’s buyers are navigating a very different reality.
Buying a home now requires more planning, more patience, and more intention. The questions feel heavier. Is this the right time? Are we stretching too far? What are we willing to compromise on? Add in job uncertainty and constant global noise, and it’s no surprise buyers are moving cautiously.
That hesitation isn’t fear. It’s thoughtfulness.
This is where the 2026 market really lives. It isn’t frantic. It’s measured. Inventory is gradually increasing. Prices are mostly holding steady. Buyers are selective. Sellers are recalibrating.
Transactions today require more conversation and more creativity. Negotiations take longer. Solutions look different. Credits, timing, and structure matter just as much as price. It’s less about pressure and more about problem-solving.
And patience plays a big role. Patience when timelines stretch. Patience when emotions rise. Patience when clarity takes time to arrive.
This market isn’t about finding the perfect moment. It’s about understanding what season of life you’re in. Sometimes the right choice is staying put and enjoying the stability you’ve created. Sometimes it’s taking a thoughtful step forward, even if it feels uncomfortable. And sometimes it’s recognizing that your needs have changed.
Life keeps moving whether the timing feels perfect or not. That’s why homeownership still matters. Not as a short-term decision, but as a long-term place to live, grow, and adapt.
There’s no single right answer. There’s only the right move for you, based on your goals, your comfort level, and where you are in life.
If you’re trying to figure that out, we’re always happy to talk.
